HIPAA Laws Saviour to Your Credit Reports

by | Dec 11, 2008

Medical collections are always treated in different way from the normal one and it becomes very annoying and tiring when you come across medically bills which are unscrupulously made and heaved over you and utter dejection are spoiling your credit reports.  And medical collectors just run after you to ascertain that they best get all the money extracted from you by any mean.

The debt collector even not cared for medical bills lower than $ 400 but The HIPAA or Health Insurance Portability and Accountability Act enacted by the U.S. Congress in 1996 is used craftily to tell the debt collectors where to go. Therefore under HIPAA privacy rules a business associate of physician office or a hospital may be a collector should have limited or restrained access to medical data.    As the business collectors whether know about HIPAA laws or not know but they know it very well that Violating HIPAA laws would be very costly. So you can convince a debt collector that putting unpaid medical bills on your credit reports will infringe you’re scared right to privacy and he may have to face lawsuit in this case.

3-Steps to HIPAA Compliance

Step 1 : Download Checklist.

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